| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 6/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 16.60% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.38% |
| 60+ Days | 3.06% |
| 90+ Days | 1.65% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.50% |
| Foreclosure | 7.00% |
| REO | 3.00% |
| |
| Cumulative Net Loss | 1.04% |
| Loss Severity | 65.12% |
| |
| Prepayment Experience | |
| 1mo CPR | 13.98% |
| 3mo CPR | 17.52% |
| 6mo CPR | 18.76% |
| 9mo CPR | 20.01% |
| 12mo CPR | 25.09% |
| Life CPR | 38.83% |
|