| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 2/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 17.86% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.26% |
| 60+ Days | 2.93% |
| 90+ Days | 0.70% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.38% |
| Foreclosure | 6.02% |
| REO | 3.57% |
| |
| Cumulative Net Loss | 0.78% |
| Loss Severity | 49.85% |
| |
| Prepayment Experience | |
| 1mo CPR | 15.28% |
| 3mo CPR | 19.51% |
| 6mo CPR | 23.45% |
| 9mo CPR | 29.02% |
| 12mo CPR | 30.91% |
| Life CPR | 40.57% |
|