| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 1/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 18.12% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.43% |
| 60+ Days | 2.36% |
| 90+ Days | 0.36% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.55% |
| Foreclosure | 6.35% |
| REO | 3.23% |
| |
| Cumulative Net Loss | 0.74% |
| Loss Severity | 52.92% |
| |
| Prepayment Experience | |
| 1mo CPR | 21.95% |
| 3mo CPR | 22.60% |
| 6mo CPR | 29.06% |
| 9mo CPR | 30.93% |
| 12mo CPR | 32.74% |
| Life CPR | 41.12% |
|