| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 12/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 18.52% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.79% |
| 60+ Days | 2.08% |
| 90+ Days | 0.66% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.64% |
| Foreclosure | 5.85% |
| REO | 3.42% |
| |
| Cumulative Net Loss | 0.67% |
| Loss Severity | 53.13% |
| |
| Prepayment Experience | |
| 1mo CPR | 21.10% |
| 3mo CPR | 22.44% |
| 6mo CPR | 30.88% |
| 9mo CPR | 32.36% |
| 12mo CPR | 34.84% |
| Life CPR | 41.56% |
|