| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 11/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 18.91% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.99% |
| 60+ Days | 1.85% |
| 90+ Days | 0.79% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.61% |
| Foreclosure | 5.43% |
| REO | 3.36% |
| |
| Cumulative Net Loss | 0.62% |
| Loss Severity | 24.93% |
| |
| Prepayment Experience | |
| 1mo CPR | 24.68% |
| 3mo CPR | 27.18% |
| 6mo CPR | 33.30% |
| 9mo CPR | 34.30% |
| 12mo CPR | 36.90% |
| Life CPR | 42.04% |
|