| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 10/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 19.38% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.11% |
| 60+ Days | 1.90% |
| 90+ Days | 0.67% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 3.02% |
| Foreclosure | 5.40% |
| REO | 3.11% |
| |
| Cumulative Net Loss | 0.59% |
| Loss Severity | 35.25% |
| |
| Prepayment Experience | |
| 1mo CPR | 21.48% |
| 3mo CPR | 34.89% |
| 6mo CPR | 34.70% |
| 9mo CPR | 35.76% |
| 12mo CPR | 38.90% |
| Life CPR | 42.47% |
|