| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 8/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 20.54% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.26% |
| 60+ Days | 1.87% |
| 90+ Days | 0.56% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.92% |
| Foreclosure | 4.55% |
| REO | 2.42% |
| |
| Cumulative Net Loss | 0.56% |
| Loss Severity | 46.05% |
| |
| Prepayment Experience | |
| 1mo CPR | 46.05% |
| 3mo CPR | 38.82% |
| 6mo CPR | 37.54% |
| 9mo CPR | 39.79% |
| 12mo CPR | 46.52% |
| Life CPR | 43.22% |
|