| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 7/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 21.64% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.11% |
| 60+ Days | 1.56% |
| 90+ Days | 0.53% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.86% |
| Foreclosure | 4.52% |
| REO | 2.26% |
| |
| Cumulative Net Loss | 0.50% |
| Loss Severity | 42.53% |
| |
| Prepayment Experience | |
| 1mo CPR | 33.26% |
| 3mo CPR | 34.49% |
| 6mo CPR | 36.16% |
| 9mo CPR | 40.15% |
| 12mo CPR | 49.55% |
| Life CPR | 43.12% |
|