| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 4/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 24.12% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.02% |
| 60+ Days | 1.68% |
| 90+ Days | 0.79% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.31% |
| Foreclosure | 4.76% |
| REO | 1.45% |
| |
| Cumulative Net Loss | 0.41% |
| Loss Severity | 22.82% |
| |
| Prepayment Experience | |
| 1mo CPR | 35.35% |
| 3mo CPR | 37.72% |
| 6mo CPR | 42.76% |
| 9mo CPR | 53.68% |
| 12mo CPR | 50.80% |
| Life CPR | 43.91% |
|