| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 3/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 25.04% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.77% |
| 60+ Days | 1.79% |
| 90+ Days | 0.71% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.33% |
| Foreclosure | 4.77% |
| REO | 1.23% |
| |
| Cumulative Net Loss | 0.39% |
| Loss Severity | 23.03% |
| |
| Prepayment Experience | |
| 1mo CPR | 39.42% |
| 3mo CPR | 41.60% |
| 6mo CPR | 46.77% |
| 9mo CPR | 55.46% |
| 12mo CPR | 50.72% |
| Life CPR | 44.19% |
|