| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 2/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 26.13% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.39% |
| 60+ Days | 1.89% |
| 90+ Days | 0.87% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.22% |
| Foreclosure | 4.88% |
| REO | 1.38% |
| |
| Cumulative Net Loss | 0.37% |
| Loss Severity | 53.61% |
| |
| Prepayment Experience | |
| 1mo CPR | 38.23% |
| 3mo CPR | 43.94% |
| 6mo CPR | 54.15% |
| 9mo CPR | 55.07% |
| 12mo CPR | 50.45% |
| Life CPR | 44.36% |
|