| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 1/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 27.23% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.89% |
| 60+ Days | 2.54% |
| 90+ Days | 1.08% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.95% |
| Foreclosure | 4.50% |
| REO | 1.04% |
| |
| Cumulative Net Loss | 0.34% |
| Loss Severity | 34.97% |
| |
| Prepayment Experience | |
| 1mo CPR | 46.72% |
| 3mo CPR | 47.36% |
| 6mo CPR | 60.05% |
| 9mo CPR | 54.51% |
| 12mo CPR | 50.20% |
| Life CPR | 44.58% |
|