| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 12/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 28.72% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.84% |
| 60+ Days | 2.07% |
| 90+ Days | 0.74% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.83% |
| Foreclosure | 4.17% |
| REO | 1.00% |
| |
| Cumulative Net Loss | 0.30% |
| Loss Severity | 31.46% |
| |
| Prepayment Experience | |
| 1mo CPR | 46.46% |
| 3mo CPR | 51.47% |
| 6mo CPR | 61.12% |
| 9mo CPR | 53.43% |
| 12mo CPR | 49.96% |
| Life CPR | 44.50% |
|