| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 11/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 30.29% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.41% |
| 60+ Days | 2.12% |
| 90+ Days | 0.75% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.87% |
| Foreclosure | 3.36% |
| REO | 0.72% |
| |
| Cumulative Net Loss | 0.29% |
| Loss Severity | 37.10% |
| |
| Prepayment Experience | |
| 1mo CPR | 48.85% |
| 3mo CPR | 62.48% |
| 6mo CPR | 59.78% |
| 9mo CPR | 52.45% |
| 12mo CPR | 49.42% |
| Life CPR | 44.41% |
|