| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 10/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 32.06% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.44% |
| 60+ Days | 1.84% |
| 90+ Days | 0.64% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.72% |
| Foreclosure | 2.99% |
| REO | 0.82% |
| |
| Cumulative Net Loss | 0.26% |
| Loss Severity | 34.09% |
| |
| Prepayment Experience | |
| 1mo CPR | 58.23% |
| 3mo CPR | 69.70% |
| 6mo CPR | 57.73% |
| 9mo CPR | 51.12% |
| 12mo CPR | 48.80% |
| Life CPR | 44.21% |
|