| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 9/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 34.51% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.27% |
| 60+ Days | 1.50% |
| 90+ Days | 0.56% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.58% |
| Foreclosure | 3.09% |
| REO | 0.87% |
| |
| Cumulative Net Loss | 0.24% |
| Loss Severity | 47.55% |
| |
| Prepayment Experience | |
| 1mo CPR | 75.28% |
| 3mo CPR | 68.87% |
| 6mo CPR | 54.41% |
| 9mo CPR | 49.46% |
| 12mo CPR | 47.70% |
| Life CPR | 43.48% |
|