| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 8/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 38.81% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.01% |
| 60+ Days | 1.68% |
| 90+ Days | 0.57% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.60% |
| Foreclosure | 3.04% |
| REO | 0.70% |
| |
| Cumulative Net Loss | 0.21% |
| Loss Severity | 39.10% |
| |
| Prepayment Experience | |
| 1mo CPR | 73.11% |
| 3mo CPR | 56.92% |
| 6mo CPR | 46.49% |
| 9mo CPR | 44.14% |
| 12mo CPR | 45.11% |
| Life CPR | 41.20% |
|