| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 7/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 43.34% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.25% |
| 60+ Days | 1.18% |
| 90+ Days | 0.69% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.45% |
| Foreclosure | 2.80% |
| REO | 0.62% |
| |
| Cumulative Net Loss | 0.18% |
| Loss Severity | 43.99% |
| |
| Prepayment Experience | |
| 1mo CPR | 54.67% |
| 3mo CPR | 41.01% |
| 6mo CPR | 37.91% |
| 9mo CPR | 39.02% |
| 12mo CPR | 41.42% |
| Life CPR | 38.86% |
|