| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 6/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 46.34% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.03% |
| 60+ Days | 1.31% |
| 90+ Days | 0.71% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.45% |
| Foreclosure | 2.61% |
| REO | 0.49% |
| |
| Cumulative Net Loss | 0.16% |
| Loss Severity | 32.78% |
| |
| Prepayment Experience | |
| 1mo CPR | 34.40% |
| 3mo CPR | 33.20% |
| 6mo CPR | 35.59% |
| 9mo CPR | 37.82% |
| 12mo CPR | 40.83% |
| Life CPR | 37.89% |
|