| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-NC8 |
| Closing Date | 11/17/2004 |
| Collateral Factor Date | 3/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 51.39% |
| |
| Delinquency Status (*) | |
| 30+ Days | 3.95% |
| 60+ Days | 1.22% |
| 90+ Days | 0.63% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.30% |
| Foreclosure | 2.53% |
| REO | 0.48% |
| |
| Cumulative Net Loss | 0.11% |
| Loss Severity | 31.43% |
| |
| Prepayment Experience | |
| 1mo CPR | 35.40% |
| 3mo CPR | 37.89% |
| 6mo CPR | 40.00% |
| 9mo CPR | 43.17% |
| 12mo CPR | 42.23% |
| Life CPR | 38.72% |
|