| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-HE8 |
| Closing Date | 10/28/2004 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 10.77% |
| |
| Delinquency Status (*) | |
| 30+ Days | 11.62% |
| 60+ Days | 8.34% |
| 90+ Days | 6.50% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 5.07% |
| Foreclosure | 16.18% |
| REO | 2.00% |
| |
| Cumulative Net Loss | 2.94% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 1.42% |
| 3mo CPR | 6.65% |
| 6mo CPR | 9.14% |
| 9mo CPR | 8.14% |
| 12mo CPR | 7.90% |
| Life CPR | NA |
|