| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-HE7 |
| Closing Date | 9/8/2004 |
| Collateral Factor Date | 12/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 10.52% |
| |
| Delinquency Status (*) | |
| 30+ Days | 19.53% |
| 60+ Days | 15.41% |
| 90+ Days | 14.02% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.27% |
| Foreclosure | 10.66% |
| REO | 1.59% |
| |
| Cumulative Net Loss | 2.77% |
| Loss Severity | 96.21% |
| |
| Prepayment Experience | |
| 1mo CPR | 9.38% |
| 3mo CPR | 7.80% |
| 6mo CPR | 8.20% |
| 9mo CPR | 10.61% |
| 12mo CPR | 11.08% |
| Life CPR | 33.73% |
|