| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2004-HE7 |
| Closing Date | 9/8/2004 |
| Collateral Factor Date | 11/1/2004 |
| |
| Performance Summary | |
| Current Pool Factor | 94.64% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.72% |
| 60+ Days | 0.95% |
| 90+ Days | 0.33% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.00% |
| Foreclosure | 0.05% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 24.31% |
| Life CPR | 18.95% |
|