| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2003-SD1 |
| Closing Date | 6/30/2003 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 7.73% |
| |
| Delinquency Status (*) | |
| 30+ Days | 11.25% |
| 60+ Days | 8.69% |
| 90+ Days | 5.14% |
| 120+ Days | 4.76% |
| |
| Bankruptcy | 7.26% |
| Foreclosure | 11.80% |
| REO | 1.43% |
| |
| Cumulative Net Loss | 5.53% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 9.75% |
| 3mo CPR | 10.89% |
| 6mo CPR | 7.20% |
| 9mo CPR | 10.95% |
| 12mo CPR | 9.69% |
| Life CPR | 24.32% |
|