| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2003-HE3 |
| Closing Date | 10/30/2003 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 7.93% |
| |
| Delinquency Status (*) | |
| 30+ Days | 10.35% |
| 60+ Days | 5.59% |
| 90+ Days | 3.16% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 5.43% |
| Foreclosure | 19.61% |
| REO | 0.32% |
| |
| Cumulative Net Loss | 2.42% |
| Loss Severity | 49.98% |
| |
| Prepayment Experience | |
| 1mo CPR | 9.43% |
| 3mo CPR | 10.29% |
| 6mo CPR | 9.38% |
| 9mo CPR | 9.44% |
| 12mo CPR | 8.26% |
| Life CPR | 25.47% |
|