| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2003-HE2 |
| Closing Date | 8/26/2003 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 6.30% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.86% |
| 60+ Days | 3.44% |
| 90+ Days | 2.09% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 5.66% |
| Foreclosure | 16.29% |
| REO | 0.93% |
| |
| Cumulative Net Loss | 2.04% |
| Loss Severity | 85.51% |
| |
| Prepayment Experience | |
| 1mo CPR | 19.61% |
| 3mo CPR | 9.29% |
| 6mo CPR | 7.42% |
| 9mo CPR | 6.98% |
| 12mo CPR | 6.94% |
| Life CPR | 27.06% |
|