| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2003-HE1 |
| Closing Date | 6/27/2003 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 5.71% |
| |
| Delinquency Status (*) | |
| 30+ Days | 12.88% |
| 60+ Days | 8.58% |
| 90+ Days | 6.82% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 6.00% |
| Foreclosure | 12.60% |
| REO | 1.06% |
| |
| Cumulative Net Loss | 3.43% |
| Loss Severity | 75.91% |
| |
| Prepayment Experience | |
| 1mo CPR | 8.05% |
| 3mo CPR | 6.73% |
| 6mo CPR | 10.71% |
| 9mo CPR | 10.54% |
| 12mo CPR | 10.67% |
| Life CPR | 27.41% |
|